“At Missouri Fertility we are committed to making your fertility treatment as financially stress-free as possible. It is imperative that our patients know the financial obligations to expect before treatment.”
April Yates, Practice Manager
Missouri Fertility accepts most insurance plans, but there are only a few policies which cover infertility treatments. Some plans will not cover any services related to infertility; however, most plans have coverage for the diagnostic procedures (initial consult, ultrasounds, blood work, and diagnostic surgery). Prior to your first appointment, our insurance coordinator will verify any benefits you may have. That information will be shared with you before your first visit to our office.
If you do not have insurance or your insurance does not cover infertility, patient financing is made possible through various patient healthcare financing programs, such as, Lending Club and Prosper Healthcare Lending.
April Yates, our Practice Manager, is always available to assist you with the financial questions of your treatment.
Do I have to contact my insurance prior to my initial consultation?
No. One of our experienced staff members will contact your insurance to verify your benefits. If you know a referral is required by your insurance, you will need to contact your primary care physician. You can request a financial consultation by contacting our office at
When does my insurance consider the transition from diagnostic to treatment?
Treatment begins with an ultrasound at the start of your menstrual cycle. At that time, your insurance coverage switches from diagnostic into the treatment phase of your fertility journey.
Do you offer a shared risk or guarantee IVF payment plan?
We found that using those types of programs cost more for the patient in the long run by causing them to pay for services they never received. We give a 20% discount for any repeat cycle without successful pregnancy.